How to read GGA’s evidence and research
GGA’s website contains service descriptions, engagement evidence, internal collection benchmarks, research, illustrative examples and general process guidance. These are different forms of evidence. They should not be treated as equally current, independently audited or predictive of the result in your matter.
How to read the evidence
| Content | What it supports | What it does not establish |
|---|---|---|
| Engagement result | The described work and outcome for the stated assignment, population and period. | A general recovery rate, a promise for another client or an independently audited result unless expressly identified. |
| Rolling internal collection benchmark | GGA’s descriptive operating experience under the published definitions. | A fixed-cohort study, causal estimate, independent industry statistic or forecast for an assigned debt. |
| Company-panel research | The relationship measured in the specified dataset and period. | Causation, a conclusion about every company or permission to mix populations from different papers. |
| Illustrative sample or model | The reporting structure, calculation or decision method shown. | An actual client, actual revenue, a published price or a promised outcome. |
| Management-reported company fact | GGA’s stated operating history, reach or client experience. | Independent certification. Procurement teams may request supporting information for their specific diligence. |
Collection percentages need a denominator and a clock
GGA’s internal collection-outcome methodology measures collection by value and calculates age from the invoice date. The portfolio changes as accounts are added, collected, removed or reclassified. Legal matters and accounts removed under the Risk classification affect the population. These rolling averages are not the chance of collecting your invoice and must not be used as a substitute for account-level assessment.
Invoice age is not days past contractual due date. Collections divided by an opening assigned book are not the same as collections divided by pendency at a later date. A result measured over four months must not be compared as though it had the same observation window as an eight-month result.
Legal, insurance and regulatory boundaries
Guides identify sources and dates where relevant. A page update is not a legal opinion or a representation that every historical download has been revalidated. The contract, jurisdiction, insurer’s current policy and endorsements, and applicable rules decide the route. Formal legal advice comes from authorised counsel; insurers decide claims and AD banks decide matters within their authority.
GGA assists with evidence, coordination and agreed execution. It does not promise a legal result, insurer payout, Government sanction or bank approval. Country pages describe possible operating routes, not a claim that GGA owns an office in each country.
References, confidentiality and corrections
Client identities and commercially sensitive records are not published without permission. Published anonymised examples are intended to explain the assignment while protecting confidentiality. A reference discussion or supporting procurement evidence can be requested, subject to permission and availability.
To question a figure, flag a possible error or ask which source applies, email gg@ggaindia.co.in with the page address and the relevant statement. Do not include private counterparty information in an initial website correction request.